Secured Loans
£15K to £500K
Unlock the value in your home with expert advice, competitive rates, and 5-star service from Loanable.
Get your quote in minutes.
Get a QuoteWon't affect your credit score
Poor credit options
Won't harm your credit score
Market leading rates
Reduce monthly repayments or fund important purchases.
A secured loan sits alongside your existing mortgage. It allows you to borrow a lump sum while keeping your original mortgage in place.
Flexible borrowing for any purpose
Debt
consolidation
Consolidating credit cards, overdraft and high-interest loans can create one simple, lower monthly payment.
- Lower interest rates
- One simple monthly payment
Home
improvements
Upgrade, renovate, or extend your home with flexible repayment terms and borrowing amounts.
- Unlock funds for any project, big or small
- Flexible repayment terms to suit your budget
For any legal purpose
Whatever your needs, a secured loan could provide access to higher amount and lower interest rates than other options.
- Market leading rates
- Loans from £10K
Today’s best secured
loan rates
Check a wide selection of UK secured loan lenders
Check eligibilityWon't affect your credit score
With access a large selection of UK lenders, Loanable help you find the best rates available for your goals and personal circumstances.
How we can help
We consider your loan amount, circumstances and financial goals
Our expert advisors find you the best option available from our panel of lenders and loan products.
We’ll arrange your funds as quickly as possible
£53,596,000
Loans funded last year
3200+
Happy customers
400+
Secured loan products
Exceptional
Feefo service rating
Frequently asked
questions
Unsecured loans don’t require collateral, but usually come with lower borrowing limits and higher interest rates. A secured loan offers larger sums and longer terms because the lender has security against your property.
The amount depends on the equity you hold in your home, your income, credit history, and the lender’s criteria. Borrowing can range from a ten thousand pounds to several hundred thousand.
Common uses include home improvements, debt consolidation, business investment, or funding large purchases such as weddings or education costs.
If you don’t keep up with repayments, your lender could repossess your property to recover the debt.
No. Secured loans run alongside your existing mortgage. They are separate agreements with different repayment schedules.
Yes. Making repayments on time can improve your credit record, but missed payments can negatively impact your score and put your home at risk.
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