Secured Loans for u003cstrongu003eDebt Consolidationu003c/strongu003e
Get expert advice on the consolidation of debts, and making affordable monthly payments.
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Options for poor credit
Debt consolidation can help by u003cstrongu003ereducing your monthly outgoingsu003c/strongu003e.
A secured loan uses your home as collateral. It’s alongside your existing mortgage and can help by consolidating debts to simplify and reduce your monthly repayments. This may result in taking the debt over a longer term and you may pay more interest or increasing the total amountrnyou repay.rnrnu0026nbsp;
u003ch3u003eWhy a secured loan?u003c/h3u003e
Lower monthly repayments
By rolling up your existing debts you can reduce the amount you pay each month.rnu003culu003ern tu003cliu003eLonger repayment termsu003c/liu003ern tu003cliu003eLower interest ratesu003c/liu003ernu003c/ulu003e
Options for poor credit
A poor credit rating doesn’t need to be a burden.rnu003culu003ern tu003cliu003eOptions available for adverse creditu003c/liu003ern tu003cliu003eFlexible amounts and repayment termsu003c/liu003ernu003c/ulu003e
Am I eligible for a secured loan?
You are likely to be eligible if:rnu003culu003ern tu003cliu003eYou are a homeowner with a mortgageu003c/liu003ern tu003cliu003eYou have enough equity in your propertyu003c/liu003ern tu003cliu003eYou are able to afford the repaymentsu003c/liu003ernu003c/ulu003e
u003ch3u003eToday’s best u003cstrongu003esecured loan ratesu003c/strongu003eu003c/h3u003e
Check rates from a wide panel of UK secured lenders
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u003ch4u003eWith access to a wide range of UK lenders, Loanable help you find the best rates available for your goals and personal circumstances.u003c/h4u003e
u003ch3u003eHow we can u003cstrongu003ehelpu003c/strongu003eu003c/h3u003e
We consider your loan amount, circumstances and financial goals
Our expert advisors find you the best option available from our panel of lenders and loan products.
We’ll arrange your funds as quickly as possible
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Loans funded this year
3,200+
Happy customers
400+
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u003ch3u003eFrequently u003cstrongu003easked questions u003c/strongu003eu003c/h3u003e
Unsecured loans don’t require collateral, but usually come with lower borrowing limits and higher interest rates. A secured loan offers larger sums and longer terms because the lender has security against your property.
The amount depends on the equity you hold in your home, your income, credit history, and the lender’s criteria. Borrowing can range from a ten thousand pounds to several hundred thousand.
Common uses include home improvements, debt consolidation, business investment, or funding large purchases such as weddings or education costs.
If you don’t keep up with repayments, your lender could repossess your property to recover the debt.
No. Secured loans run alongside your existing mortgage. They are separate agreements with different repayment schedules.
Yes. Making repayments on time can improve your credit record, but missed payments can negatively impact your score and put your home at risk.
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