Secured Loans for Debt Consolidation
Get expert advice on the consolidation of debts, and making affordable monthly payments.
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Market leading rates
Won't harm your credit score
Options for poor credit
Debt consolidation can help by reducing your monthly outgoings.
A secured loan uses your home as collateral. It’s alongside your existing mortgage and can help by consolidating debts to simplify and reduce your monthly repayments. This may result in taking the debt over a longer term and you may pay more interest or increasing the total amount
you repay.
Why a secured loan?
Lower monthly repayments
By rolling up your existing debts you can reduce the amount you pay each month.
- Longer repayment terms
- Lower interest rates
Options for poor credit
A poor credit rating doesn’t need to be a burden.
- Options available for adverse credit
- Flexible amounts and repayment terms
Am I eligible for a secured loan?
You are likely to be eligible if:
- You are a homeowner with a mortgage
- You have enough equity in your property
- You are able to afford the repayments
Today’s best secured loan rates
Check rates from a wide panel of UK secured lenders
Check eligibilityWon't affect your credit score
With access to a wide range of UK lenders, Loanable help you find the best rates available for your goals and personal circumstances.
How we can help
We consider your loan amount, circumstances and financial goals
Our expert advisors find you the best option available from our panel of lenders and loan products.
We’ll arrange your funds as quickly as possible
£53,596,000
Loans funded this year
3,200+
Happy customers
400+
Secured loan products
Exceptional
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Frequently asked questions
Unsecured loans don’t require collateral, but usually come with lower borrowing limits and higher interest rates. A secured loan offers larger sums and longer terms because the lender has security against your property.
The amount depends on the equity you hold in your home, your income, credit history, and the lender’s criteria. Borrowing can range from a ten thousand pounds to several hundred thousand.
Common uses include home improvements, debt consolidation, business investment, or funding large purchases such as weddings or education costs.
If you don’t keep up with repayments, your lender could repossess your property to recover the debt.
No. Secured loans run alongside your existing mortgage. They are separate agreements with different repayment schedules.
Yes. Making repayments on time can improve your credit record, but missed payments can negatively impact your score and put your home at risk.
Need help? Call us
Our offices are open 9am – 7pm Monday to Friday, and 10am – 4pm Saturday and Sunday
Call us 08000 556 337
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